How to Activate or Cancel Autopay in PhonePe

PhonePe has altered the way of digital payments in India by offering a high-tech and safe platform for the recharge, bill payments, money transfers and other transactions. AutoPay is the crucial feature that makes this experience simpler as it enables you to set up automatic payments for recurring bills which in turn ensures the timely payments and also you don’t have to pay late fees.

This complete guide equips you with the necessary knowledge on how to use the PhonePe’s autopay functionality, of which you will be shown how to activate and cancel it for various services.

What is PhonePe Autopay

PhonePe AutoPay has made the task of managing recurring payments a piece of cake by automating them at the time of a certain frequency. This way of doing business will automatically cut out the manuals part in each billing cycle hence, it will save you time and you will be at peace of mind. Here are the details of the benefits:Here are the details of the benefits:

Convenience: Autopay takes care of the routine work that you need to do daily to pay for your bills and as a result, you will no longer be required to remember when the payments are due and you will not have to initiate them manually.

Time Saving: No more the feeling of being under pressure as the deadline approaches. Autopay is the one that guarantees that the bills are paid on time every time.

Late Fee Reduction: The charges of late fees coming from the missed payments will be reduced.

Peace of mind: You ought to be assure that your bills are settled automatically.

What are the steps to turn on PhonePe AutoPay for the different services.

PhonePe AutoPay does its job easily with the help of different billers and services. Here’s how to activate it for specific categories:Here’s how to activate it for specific categories:

Mobile Recharge and DTH Subscription:

  • Start the PhonePe app and enter your credentials to log in.
  • Locate the “Recharges and Bill Payments” section on the home screen.
  • Choose the “Mobile Recharge” or “DTH Recharge” according to your needs.
  • Type in your mobile phone number or your DTH subscriber ID and choose the plan or the amount you want to select.
  • proceed to checkout. Look for the “Set up autopay” option before you automatically pay.
  • Switch on the button and choose the mode of recharge (daily, weekly, monthly).
  • Pick the payment method that you like the most (bank account or PhonePe wallet) and provide your UPI PIN to finish the configuration.

Electricity, water bill:

  1. Resources (electricity, water and so on) is very high on the utility bills.
  2. Then, proceed to the next two steps from the mobile recharge section.
  3. Under “Pay Bills”, choose the biller category that corresponds to the biller you want to pay (“*”). g. , Electricity).
  4. Choose your biller and input your account details.
  5. After the sum of the bill is collected enter the checkout.
  6. You have to be like the mobile recharge, find and activate “Set up autopay”.
  7. Choose your most favorable payment frequency and confirm your payment method.
  8. Enter your UPI PIN to authorize the autopay autorequire.

Broadband bill:

  • The “Recharge & Bill Payment” page of the PhonePe app home screen should be your first destination.
  • Choose “Broadband” and go with your service provider.
  • Input your customer ID or account number and subsequently, you can make your payment.
  • While making the payment, “Set up autopay” button is to be clicked and the payment preferences are to be set.
  • Check out on your payment method and input your UPI PIN to finish the autopay procedure.

Note: The actual procedure may be a bit different in some ways, depending on your biller. The on-screen instructions are so clear that you will not miss a step when the PhonePe app is working.

How to cancel Autopay in Phonepe:

Besides, the autopay is good for you but there can be some cases when you have to cancel it. Here’s how to disable autopay for different services:Here’s how to disable autopay for different services:

  • Open the PhonePe application and log in.
  • Tap on the picture of your profile in the upper right corner.
  • On the screen showing the menu, choose the “Autopay” option from the “Payment Management” part.
  • You will see a list of all the autopay mandates that you are currently registered to.
  • Select the autopay that you wish to cancel and then press on it.
  • You will be presented with two options: “Delete Autopay” or “Disconnect
  • Pick “Delete AutoPay” to totally cancel the subscription. Double-check the decision to close the deal.

Pausing Autopay (optional):

PhonePe has a “Pause Autopay” feature that lets you to put the automatic payments on hold for a period of time. This is great if you are planning to change providers, you are thinking of manually making payments for a particular billing cycle, or you are foreseeing a change in the bill amount. To stop Autopay, you must follow the steps previously mentioned to reach your Autopay Mandate and choose “Pause Autopay” for the service that you want to stop. As the saying goes, you can always start over again by doing the same thing.

The upgrade in the feature of Advanced Autopay Management and the provision of Troubleshooting Tips facilitate a smooth transition for the users to the upgraded system.

Managing multiple autopay mandates:

PhonePe enables the user to arrange autopay for different services at the same time. Here are some tips for efficient management:Here are some tips for efficient management:

Clear labeling: When you block the autopay system, try to give a small description or a name for each mandate. This enables you to see the exact autopay transactions (for instance, “Home Broadband,” “Mobile Plan A”).

Scheduled Reviews: Have frequent meetings (for example, monthly or quarterly) for the autopay mandates to revise. This way, the plans and the amounts stay true to the initial information, and you can just get rid of the old autopays.

Troubleshooting Autopay Problems:

If you encounter issues with AutoPay, here are some troubleshooting steps:If you encounter issues with AutoPay, here are some troubleshooting steps:

Check Bank Balance: Be sure, that your bank account that is associated with the linked account has enough money to handle the future autopay.

Verify UPI PIN: Verify that the UPI PIN is the correct one when you are making the payment or when you are changing the autopay settings.

Network Connectivity: A solid internet connection is essential for the autopay transactions to be completed smoothly.

Contact PhonePe Support: When the problem remains, PhonePe customer support will be helpful to you for more help. They can give you a personalized solution according to the case you are in.

Advanced Autopay Features

PhonePe offers additional functionalities to enhance your autopay experience:PhonePe offers additional functionalities to enhance your autopay experience:

Low Balance Notifications: The low balance notifications make it possible for the transactions to be sent as soon as your bank account balance shows that it has gone below a certain limit before an autopay transaction. This does the fact that you can easily manage your money and you won’t be forced to pay the bills on time.

Safety rules for the long-term autopay usage

For safe long-term AutoPay use, consider these practices:

Monitor bank statements: Check your bank statements often to confirm that all auto-pay transactions are successful and to find out if there is any discrepancy.

Update phone number and bank details: Maintain the registered phone number and bank account details on your PhonePe linked to PhonePe. This makes the communication between you and the store smooth and the autopay feature operates without any hiccups.

Consider payment limits: In case you are worried about unlawful transactions, consider the opportunity of restricting your spending on the linked bank account or PhonePe wallet. Thus, this can be an extra security to make sure the person you are communicating with is really talking to you.

The future of autopay with PhonePe

PhonePe is always developing new ways to enhance the user experience. We can expect advancements in autopay, such as:We can expect advancements in autopay, such as:

More Billers and Services: AutoPay features will be made available not just to a few users, but to a large number of billing and service providers.

Advanced Customization: The perfect controlling of the autopay settings is the advised by the Sam the man, it can be possible for users to determine the specific due dates of payment or the minimum/maximum payment amounts.

Integration with personal finance tools: The possible integration with personal finance management tools, which will bring the all round perspective of the recurring expenses and autopay mandates.

Through the knowledge of the activation, management, and troubleshooting of autopay on PhonePe, you can simplify your bill payment and financial management in a more efficient way. PhonePe is the first service that focuses on security. Therefore, use the security tips as they are for peace of mind. PhonePe is receiving more and more users and accordingly, more and more options to facilitate the secure and easy methods of managing your funds through the innovative autopay.